KBT Finance is a dynamic financial service provider based in Kitwe, Zambia, committed to delivering fast, reliable, and transparent financial solutions to individuals, civil servants, and small businesses across the country. Since our inception, we have focused on bridging financial gaps, empowering our clients to meet personal, household, and business needs with confidence and ease.
At KBT Finance, we specialize in a wide range of financial services designed to meet diverse needs
GRZ Payday Loans – Quick cash solutions for civil servants and salaried employees.
Collateral-Based Loans – Turn your assets into cash quickly and safely.
Business Loans – Flexible funding to grow and stabilize your business.
Your Trusted Partner in Finance and Growth
Reliable and Transparent
Offering competitive rates to help you save on borrowing costs and achieve your financial objectives efficiently.
Experience quick approvals and straightforward procedures designed to get you the funds you need without hassle.
Transparent pricing with no penalties or hidden charges, ensuring trust and clarity in every transaction.
We prioritize your privacy and ensure all your financial data remains protected with the latest security measures.
Our loans are available to civil servants, formally employed individuals, and small business owners with a steady source of income. Requirements vary depending on the loan type.
You’ll need:
A copy of your NRC (National Registration Card)
Recent payslips or proof of income
Bank statement (for some loan types)
Collateral documents (if applicable)
Our loan officers will guide you through the simple application process.
KBT Finance prides itself on speed and efficiency. Most loans are processed and approved within 24 hours, provided all documents are in order.
Yes! We offer GRZ Payday Loans designed specifically for government employees. Get quick access to cash and repay through convenient salary deductions.
A collateral-based loan allows you to use your valuable asset such as a car, electronic device, or property document as security to access cash. It’s fast, safe, and flexible.
Yes. Our Business Loans are designed to help entrepreneurs restock, expand, or manage cash flow. Whether you’re starting small or scaling up, KBT Finance is your business growth partner.
Yes. KBT Finance is a legally registered Zambian financial service provider, operating in compliance with local financial regulations and consumer protection standards.
Because we offer:
– Fast loan – Transparent and fair terms
– Flexible repayment options
– Friendly customer service
– Trusted experience serving Zambia’s workforce and entrepreneurs
KBT Finance is a dynamic financial service provider based in Kitwe, Zambia. We focus on delivering quick and reliable financial products tailored to individuals and small businesses. Our goal is to bridge financial gaps with accessible short-term loans, salary advances, and business funding, ensuring clients can meet their financial needs swiftly. We prioritize transparency, trust, and speed to empower our community.
Anchrist House, Kitwe Hardware Building
City Square, 2nd Floor Room 27
Next to ZSIC Building, Kitwe, Zambia
Weekdays: 08:00 AM – 05:00 PM
Weekends: 08:00 AM – 12:00 PM
+260 779 454 120
[email protected]
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